By 2053, median Black wealth is projected to fall to zero. This isn’t a far-off warning—it’s an economic emergency that demands immediate action. The numbers tell the story:
- Average startup capital for Black entrepreneurs is $35K compared to $107K for white entrepreneurs.
- 53% of Black loan applications are denied, while only 24% of white applications are turned down.
- Only 2.2% of Black businesses have employees.
- The poverty rate for Black Americans is 20%, nearly double that of whites at 11.4%.
- Median Black wealth is just $24K, compared to $188K for white families.
- Black homeownership stands at 44%, versus 74% for whites.
- Black women, the most educated demographic in America, earn just $0.63 for every dollar a white, non-Hispanic male earns.
- 40% of Black families can’t cover a $400 emergency.
- Only 10% of Black families receive inheritances.
- 36% of Black Americans have no retirement savings.
- 49% of Black borrowers default on student loans.
Meanwhile, Black America generates $786 billion in wages annually, and Black consumption accounts for $1.6 trillion. The wealth is there—it’s just not being channeled into ownership, investment, or legacy-building.
The Case for Entrepreneurship
The path forward is clear: Black America must embrace entrepreneurship.
- Entrepreneurship empowers you to control your income, build wealth, and create opportunities for others.
- Every Black male over 16 should have an EIN (Employer Identification Number)—not as a pipe dream, but as a foundation for building economic independence.
- AOC Business Academy (AOCBA) offers tools, training, and services that range from free to $1,000 (all tax write-offs), making entrepreneurship accessible to everyone.
The AOCBA Affiliate Program
The AOCBA Affiliate Program is a game-changer. It pays 20-30% commissions, plus performance bonuses on services sold. By promoting our business startup and growth services, affiliates can earn a side income while empowering their communities.
Imagine earning while helping others launch businesses, access financial resources, and take control of their economic futures. You’re not just building your wealth—you’re building Black America’s wealth.
Skeptics, Critics, and Naysayers—We Hear You
We’re not asking you to quit your job. Keep your job, but don’t let it be your sole source of income. Build economic security on the side.
- “What if I fail?” The only true failure is inaction. Our programs provide step-by-step guidance to help you succeed.
- “I don’t have time.” If you have time to scroll on social media, you have time to build your future.
- “It costs too much.” Our services are affordable, tax-deductible investments in your future—not expenses.
The truth is, there’s no alternative to economic empowerment. The current system isn’t designed to elevate you—it’s designed to keep you dependent.
Start Today
Black America cannot afford to wait. This is a call to action for every parent, every student, every worker, and every dreamer.
- Get your EIN today. It’s free and takes just minutes on the IRS website.
- Sign up for the AOCBA Affiliate Program. Earn while promoting entrepreneurship and economic freedom.
- Set up your payment method to receive your commissions.
- Start promoting. Share this message with your community on social media.
Click here to join the movement and start building your future today.
This isn’t about race; it’s about economics. By 2053, the median Black wealth doesn’t have to be zero—but only if we act now. Together, we can change the trajectory. The time for talking is over. It’s time to build.